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18500 Murdock Circle
Port Charlotte, FL 33948

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Flood & Flood Insurance Information

Resources and information about Charlotte County’s flood risks, flood insurance and flood protection services.

FEMA has a tool to estimate the cost of flood damage based on the size of the home and the depth of the flood waters. You can reduce or mitigate your risk by purchasing flood insurance, retrofitting, moving out of the floodplain, or elevating your structure. Find out how much a flood can cost you: FEMA Flood Damage Cost Calculator | 2017 Flood Loss Estimations

Map of 2019 FEMA Flood Zones

FEMA Flood Zones (Preliminary) Map App
Map App Tutorial (video)

FEMA Changes to Area Flood Maps

FEMA announces Dec. 15, 2022, as the effective date for new Flood Risk Maps. FEMA has issued the Letter of Final Determination (LFD) and Final Summary of Map Changes (SOMA) for Charlotte County. Many past Letters of Map Change (LOMC, LOMA, LOMR) will be superseded (no longer valid) when the new maps become effective. 

For questions about flood or flood insurance, contact Donna Bailey, CFM, floodplain coordinator, at 941.623.1080.

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